Surf Road is an impressive enclave of direct waterfront properties with frontage either on Bermuda Lagoon or Long Island Sound; the perfect location for water lovers.

One home, on the market for $4.15 million, offers a chance to enjoy water activities year-round. The custom-built colonial house at 16 Surf Road features its own water wonderland -- a sizable, resort-style, indoor Gunite heated swimming pool complete with rock formations, two waterfalls, a two-story adventure slide and a spa. The pool also includes two grottos and a swim-up wet bar. It was designed by a Disney design team.

Those areas of wall that are not covered by the rock formations of the pool comprise cedar wood paneling. There are numerous windows and skylights. One of the four second floor bedrooms has a balcony that looks over the pool.

Lighted, stone stairs lead from the pool near the swim-up bar to the basement level of the house where there are two full baths to accommodate swimmers. The full, finished basement can also be accessed from the area of the three-story formal entrance foyer, which has a marble floor.

Built in 1990 by a member of the Leonard family -- of grocery market fame -- this house provides a traditional colonial floor plan for residential living as well as numerous entertainment features beyond the luxury pool. There are stone terraces, a patio, an outdoor stone fireplace, and an over-sized deep water dock that can accommodate all types of water craft from a kayak to an 80-foot yacht.

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ABOUT THIS HOUSE TYPE: Custom-built Colonial ADDRESS: 16 Surf Road PRICE: $4,150,000 NUMBER OF ROOMS: 13 AMENITIES: resort-style indoor Gunite swimming pool with waterfalls, two-story slide and spa, water community, Long Island Sound views, waterfront property, easy walk to water, beach rights, oversized deep water dock, 0.63 of an acre on Bermuda Lagoon, gated property, roof-top deck with panoramic views, cul-de-sac, stone terraces, four interior and one outdoor stone fireplace, pool-side swim-up wet bar, security system, six-zoned air conditioning, patio, deck, balcony, storm windows and doors, cabana, exterior lighting, skylights, professional landscaping, front and rear staircases, 40 miles from New York City. OTHER INFORMATION: five en suite bedrooms, six full and two half baths, two-car attached under house garage, full partially finished walk-out basement, zoned forced air oil heat, two water heaters -- one gas, one electric, septic system, city water, hardwood floors throughout house, wooden roof, vaulted and cathedral ceilings, lower level workshop and playroom, window seat, generator SCHOOLS: Kings Highway Elementary, Coleytown Middle, Staples High ASSESSMENT: $2,956,100 TAXES: $42,597 at rate of 14.850 mills

At 6,800-square-feet this is one of the largest houses on the lagoon, and at almost two-thirds of an acre it is one of the largest properties along the lagoon.

"It lends itself to entertaining. It's the ultimate fantasy party house," one person said.

The gourmet kitchen adds to the home's entertainment value. It has a Viking range with a double oven, a Traulsen refrigerator, and two dishwashers.

There are four fireplaces in the house, two of which share a chimney. The library and mahogany office have fireplaces that are back-to-back. The others are in the family room and master bedroom. The master suite is separated from the rest of the bedrooms on one side of the house, providing privacy.

It has a cathedral ceiling, soffit lighting, and its own balcony looking out onto Bermuda Lagoon. The bath features include marble floors, a steam shower and water closet.

How many houses can boast of a laundry room that has ocean views? Long Island Sound is clearly visible from the second-floor, double-sized laundry room in this house.

An even better view awaits those who climb up to the roof-top teak deck, or crow's nest, which provides a 360-degree view. From that vantage point the Saugatuck River, the Sound, lagoon and Norwalk lighthouse are all visible. One portion of the nest has a cushioned interior sitting area or viewing platform from which to enjoy the water views, gaze at the stars, and take in sunrises and sunsets. The deck portion is open to the elements.

The roof-top deck is accessed from the third floor, which has two rooms and a full bath. It can be used as an au pair suite, a fifth bedroom if necessary or simply for storage.

For more information or to set up an appointment to see the house call Jean Studwell of Higgins Group at 203-451-6226 or Susan Tracy at 203-856-8628 or e-mail them at Take a virtual tour of the house at