WESTPORT — Back in the middle of the 20th century families that owned beach houses on Connecticut’s shores had already packed up and headed to their primary residences by this time. Summer homes then were not suitable for year-round living.

As fall arrived this week owners of houses on Fairfield County’s Gold Coast were not even thinking about storing patio furniture. They’re enjoying life along the water in their cavernous, insulated “beach” houses. The 9,515-square-foot Newport shingle-style Colonial house at 3 Charmers Landing offers luxurious coastal living, as it sits on a 1.05-acre level property on a tranquil cove off the Saugatuck River.

So luxurious is this estate called Charmers Cove, that Swiss luxury watch-maker Baume & Mercier incorporated it into the brand’s “Life is about moments” marketing campaign back in 2011. It was the only East Coast property included in the campaign, which also featured houses in Malibu, Palm Beach and other waterfront locations.

Life is about moments and the residents of this house can create many memorable ones in this setting in the Saugatuck Shore neighborhood. The house is perfectly sited to capture stunning water views of the river and Long Island Sound from nearly every room. It sits directly across the cove from Westport’s Longshore Club Park, which offers a number of recreational pursuits, as does this property. It has 175 feet of shoreline frontage and its own private deep-water dock in a protected cove. The mahogany dock has water and electricity. Plans are available for a proposed in-ground swimming pool and pagoda.

The house is one of only three on a small cul-de-sac affording its residents much privacy, yet it is convenient to the Saugatuck section and its shops, restaurants, Metro-North train station and Interstate 95. It was built in 2008, although eight years later, it includes up-to-the-minute amenities for today’s modern lifestyle. The house has understatedly elegant formal spaces and comfortable casual rooms and a manicured lawn down to the water’s edge.

There is an underlying nautical theme, evidenced in part by several porthole windows, and there are unifying octagonal shapes throughout the house.

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This house and its grounds invite entertaining. The ample parking area can accommodate many guests who will walk up a bluestone path to the covered front porch. The mullions of the double mahogany doors replicate waves and are the first hint of the detailed architectural features that grace this house.

It has a center hall, front-to-back grand foyer with a herringbone-patterned wood floor, wainscoting on the lower walls, and a wet bar with an onyx counter, glass-front cabinetry, under-cabinet lighting and a hammered copper sink. The powder room features a marble floor in a basket-weave pattern, onyx pedestal sink, and a wallpaper that is hard to distinguish from silk fabric.

There is elaborate crown molding, including over doorways, which are topped with keystones. In the formal living room there is triple-deep crown molding, a fireplace with decorative medallions on the mantel, built-in cabinetry and shelving, a door to a screened porch and another door to the bluestone patio.

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ABOUT THIS HOUSE

TYPE OF HOUSE: Colonial

ADDRESS: 3 Charmers Landing

PRICE: $6,950,000

NUMBER OF ROOMS: 16

FEATURES: water community, direct waterfront, water views from nearly every room, private deep water dock/mooring,

convenient to public amenities, walking distance to train station, balconies/decks, wet bars, bluestone patio, four fireplaces, Thermopane insulated windows, all window treatments, audio system, exterior lighting and sprinkler systems, front and rear staircases, butler’s pantry, wood roof, two laundry rooms, first floor guest suite, attached three-car garage, attic, six bedrooms, seven full and one half baths,

SCHOOL: Kings Highway Elementary, Coleytown Middle, Staples High

ASSESSMENT: $5,169,500

TAX RATE: 18.09 mills

TAXES: $93,516

The butler’s pantry between the formal dining room and cavernous gourmet kitchen has a built-in Miele coffee/espresso maker. Kitchen features include a long granite-topped center island, another wet bar, beverage refrigerator, a breakfast room and six-burner Wolf range top and double ovens. The Sub-Zero refrigerator and separate freezer are positioned and mirrored to reflect the water view, even when one is facing away from the water.

The breakfast room has two separate doors to the patio. The kitchen is open to the family room, which has a polished limestone fireplace. The sizable mudroom has built-in cabinets and seats with storage underneath and a long built-in desk area with drawers that could serve as a homework station.

The second floor contains the master suite in a private wing, three other bedrooms — all en suite and each with its own water view balcony, and a library with an Absolute granite surround around the fireplace, and a cupola. In the master features include a marble fireplace, an octagonal tray ceiling, separate sitting room and private deck. Its spa-inspired bath has a double vanity with a Blue Celeste marble counter reminiscent of the water, barrel ceiling with cove lighting, marble floor, soaking tub and shower.

On the third floor there are several rooms: a bedroom, spa-bath with a sauna and steam shower, a yoga or fitness room, game or media room and playroom.

For more information or to set up an appointment to see the house call Angela Benzan of Higgins Group Real Estate at 203-644-3510 or angela@benzanhomes.com.